Financial Literacy Weekly Classroom Topics
4 months ago
By Charlie Floyd
6th,7th,8th grade classes- Students will learn about fiat money and its fluctuations.6
6th,7th,8th grade classes- Students will invest in Apple retroactively back to 2009 all the way up to today to begin a stock portfolio.
6th,7th,8th grade classes- Students will play financial football on a variety of $$$ subjects and at different skill levels.
6th,7th,8th grade classes- Students will continue with Financial Football at the Rookie level.
September 16,2019- Students will advance to the all-pro questions in the Financial Football game as they answer $$$ questions and solve Life Skill's dilemmas.
September 23,2019- Students will advance up to the top level of difficulty in Fin. Football (Hall of Fame) in order improve their understanding of $$$$.
September 30,2019-The students will receive a "Day in the Office "reward for highest class stock price.
October 7,2019- The students will be introduced to the Stock Market Game (SMG) and record the rules and nuances of the game.
October 14,2019- The students will make $30,000 worth of purchases in the Stock Market Game for their team in the SIFMA sponsored computer simulation.
October 21,2019- The students will review the post test for F-L and practice compounding interest and the 3 types of capital.
October 28,2019- The students will list 6 positives about the S.C. Education Lottery and 4 reasons not to participate in this revenue enhancing "mirage".
November 4,2019- The students will check their SMG portfolios and try to spend $70 k on their stock selections by the 11th of this month.
November 11,2019-The students will review the info on the SC Educational Lottery and answer 8 questions listed on a handout.
November 18,2019- The students will create credit card statements and carry out a 4 month scenario to determine the ins and outs of credit.
November 25, 2019 - The students will be introduced to the following credit card concepts: Monthly Balance, Minimum Payment, APR, Penalty Fee, and Cash Advance.
December 2, 2019 - The students will purchase stocks in the Stock Market Game and track their portfolio gains and/or losses.
December 7, 2019 - The students will be introduced to the process of buying a house in Ninety Six, South Carolina.
December 14, 2019 - The students will learn how to calculate monthly mortgage payments and fees for different loan amounts, interest rates, and years.
Winter Break: December 20 , 2019 - January 3, 2020
January 6, 2020 - Introduction to Financial Literacy
January 13, 2020 - The students will participate in a "reality check" in order to determine the cost of living based upon three factors...place of residency, spending habits, and possible occupational compensation.
January 20, 2020 - The students will be introduced to the ins and outs of using credit cards to supplement their income when necessary.
January 27, 2020 - The students will be tested on the information presented to them concerning such credit card terms as minimum payments, penalty APR's, and cash advances.
February 3, 2020 - The students will speculate on how long it will take to amortize a loan and how much interest they will have to pay when the loan has been satisfied
.February 10,2020 - The students will get into groups in order to play the Stock Market Game and invest $100,000 in virtual money in the N.Y.S.E.
February 17, 2020 - The students will be asked to take a position in at least 3 companies and spend $30,000 of their virtual investment money in the Stock Market Game by the end of the week.
February 24, 2020 - The students will record each stock purchase on a stock sheet in order to gather and organize their financial statistics.
March 2, 2020 - The students will calculate the annualized rate of return on all of their stock purchases.
March 9, 2020 - The students should take a position in 7 different companies and spend $70,000 of their money in their portfolio.
March 16, 2020 - The students will research the ins and outs of credit cards by studying CitiGroup's Simplicity Card and A.I.E's examples of different credit card information: APR, Late Fees, Credit Limit, Balance Transfer, Finance Charge, etc.